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Disclaimer

General Disclaimer

The information contained in this archive is provided 'as is' without warranty of any kind. The entire risk as to the results and the performance of the information is assumed by the user, and in no event shall 495plus, be liable for any consequential, incidental or direct damages suffered in the course of using the information in this archive. While every care has been exercised in compiling this publication, accepts no responsibility for errors or omissions, but welcomes suggested amendments or additions for future editions. The information on this website is intended for general information and as an aid to understanding the products and services available through 495plus. It is not designed to provide specific financial, legal, insurance, investment or accounting advice.

Use of the information contained in this archive are governed by their respective license agreements and may contain restrictions on use. Some of the images, links, etc. on this web site were either submitted by members, or found on the World Wide Web and are assumed to be public domain.

495plus, has taken care in compiling the information contained on this site and made every effort in presenting the information. as accurate, but changes, deletions and additions may occur. The information on this website is intended for general information and as an aid to understanding the products and services available through 495plus. The 495plus site information is a general overview and is not designed to provide specific insurance, financial, investment, legal, or accounting advice.

If you have any questions, comments or concerns regarding this disclaimer, please contact us at 1-800-432-5565 or email us at: info@495plus.ca.

Endorsement Disclaimer - Links to Other Sites

495plus, has links to other web sites and government of Canada agencies, and in a few cases we link to private organizations. You are subject to that site's privacy policy when you leave our site. Other sites may contain links to various other sites, including those of our business partners. While we seek to link only to sites that share our high standards and respect for privacy, we are not responsible for the privacy practices employed by other sites.

Endorsement Disclaimer - Pop-Up Advertisements

495plus does not endorse pop-up advertisements. If, when visiting our web site, your web browser has produced pop-up advertisements, these advertisements were most likely produced by other sites you visited or by third party software installed on your computer. 495plus does not endorse or recommend products or services for which you may view a pop-up advertisement on your computer screen while visiting our site.

Information Disclaimer

The information provided using this web site is only intended to be general summary information. The governing body, whether Federal or Provincial provides the necessary and relevant regulations.

Jurisdiction/Governing Law

These terms and conditions shall be governed and construed in accordance with the Provincial laws and applicable Federal laws without regard to conflicts of law principles. User agrees that any and all proceedings relating to this site and the subject matter contained herein shall be maintained in the courts of Ontario or the federal district courts sitting in Ontario, which courts shall have exclusive jurisdiction for such purpose.

Intrusion Detection

This site is maintained by 495plus and Array Soft. It is protected and for site security purposes, we employ software programs for your protection. We exercise great care to protect your personally identifiable information. This includes, among other things, using industry standard techniques such as firewalls, encryption, intrusion detection and site monitoring. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. We strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us or receive from us. This is especially true for information you transmit to us via e-mail. We have no way of protecting that information until it reaches us. Once we receive your transmission, we make our best effort to ensure its security on our servers internally, we will restrict access to your personally identifiable information to employees who need access to the information in order to do their jobs. These employees are limited in number, and are committed to our privacy policies. We will review our security arrangements from time to time, as deemed appropriate.

How can you help protect your information?

If you are a registered user of the 495plus web site and have a password, we recommend that you keep your password private. We will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. Always remember to sign out of any registered site and close your browser window when finished. This is to ensure that others cannot access your personal information and correspondence.

We have made safe computing and the protection of your privacy an important priority. 495plus provides insurance quotes/estimates with minimal personal information. With the exception of our insurance/benefit providers and where mandated by the government, the personal information that you share with us will not be shared with third parties without your prior consent.

How can you correct, access, and update your information?

You may view and edit your personally identifiable information at any time by contacting us using the link provided on the web site, or calling one of the 800 numbers. Proper I.D. will be required., be liable for any consequential, incidental or direct damages suffered in the course of using the information in this archive. While every care has been exercised in compiling this publication, accepts no responsibility for errors or omissions, but welcomes suggested amendments or additions for future editions. The information on this website is intended for general information and as an aid to understanding the products and services available through 495plus. It is not designed to provide specific financial, legal, insurance, investment or accounting advice.

Use of the information contained in this archive are governed by their respective license agreements and may contain restrictions on use. Some of the images, links, etc. on this web site were either submitted by members, or found on the World Wide Web and are assumed to be public domain.

495plus, has taken care in compiling the information contained on this site and made every effort in presenting the information. as accurate, but changes, deletions and additions may occur. The information on this website is intended for general information and as an aid to understanding the products and services available through 495plus. The 495plus site information is a general overview and is not designed to provide specific insurance, financial, investment, legal, or accounting advice.

If you have any questions, comments or concerns regarding this disclaimer, please contact us at 1-800-432-5565 or email us at: info@495plus.ca.